Can you imagine working without a paycheck? You still need to pay your mortgage / rent, day care, car payments and still buy groceries. Imagine trying to do all of this, the reality is most Americans don’t have adequate savings to cover a few days, yet alone several weeks’ worth of bills.
That reality is what happened to 800,000 people in 2018, during the longest government shut down in history, which lasted 35 days. And the scary thing is it’s all happening again….
During a shutdown, employees deemed “non-essential” are furloughed without pay. Even worse, though, “essential” workers have no choice but to come in for work but are legally prohibited from a paycheck until the shutdown is over. They don’t have the luxury of pivoting or taking a part time job in the meantime. They just have to wait for their back pay to come.
And this lack of pay does not just affect federal employees. It also affects anyone who works for a Department of Defense contractor or if their organization has a government contract ore receives federal funding (non profits, local municipalities and state governments too) as all contract payments have ceased as of Monday.
So how would you survive if your paycheck stopped, but you still had to work?
Like most Americans, you’d probably turn to loans or credit cards, but what if I told you, that there are tools available that can give you breathing room when life throws something unexpected at you.
Rather than depleting your savings or accumulating credit card debt, this tool, enables you to tap into money as needed while maintaining the ability for your balance to continue growing and earning interest. This monetary safety net allows you to deal with emergencies without setbacks from your long-term goals.
The fact is, we all need to prepare before the crisis hits, not when it’s already here, and you don’t need thousands of dollars to start, most of our the people we help live pay check to pay check (but we want to change that)! This is why we want to sit down with you, and help you achieve your financial goals.
First name / Friend, this is why we offer the custom Money Snapshot to individuals and families looking for ways to protect themselves from the unknown in today’s economy. No fees. No minimums, just tested strategies to prevent your family’s future from being held hostage by politics, the job market or unexpected emergencies.
👉 Schedule your free Money Snapshot now (https://leadingedgefreefinancialplanning.youcanbook.me/), we offer both evening and weekend appointments to help you plan in a way that fits your lifestyle.
Because your peace of mind is too valuable to bet on whatever Congress might do next.